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Michigan sees over 300,000 car crashes annually, with Detroit, Grand Rapids, and major interstates like I-94, I-75, and I-96 among the most dangerous areas. As a no-fault state, Michigan has unique rules that affect your ability to recover compensation. If you have been injured, you deserve to know what your claim is worth.

SetCalc's AI has been trained on over 175 billion data points, including thousands of Michigan personal injury settlements.

Get your estimate reviewed by a local Michigan attorney — completely free.

We combine AI analysis with local attorney insight to bring you the most comprehensive free case review available.

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Taking a Hum[ai]n Approach

Connecting with the right attorney to help make sense of the estimate is critical to making an educated decision.

This provides valuable insight before accepting or rejecting an offer from the insurance company, which can make a significant difference in the amount of compensation you receive.

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How it Works

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Tell Us What Happened

Enter details about your Michigan car accident. SetCalc will estimate your case value.

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Attorney Reviews Estimate

Your estimate is reviewed by a local Michigan personal injury attorney.

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Receive Estimate

The attorney will reach out to provide your estimate. Quick, easy and free.

What is SetCalc?

Know Before You Negotiate

Most people don't know what their case is worth. SetCalc gives you a data-backed number before you talk to anyone.

Learns from Real Cases

By studying actual Michigan car accident outcomes, SetCalc predicts what your specific case may be worth.

Analyzes Your Case

We use a detailed form to gather key information about your accident, injuries, and impact on your life.

Estimates Your Case Value

SetCalc combines AI analysis with Michigan-specific factors including no-fault rules to calculate your personalized estimate.

What Makes SetCalc Special?

Michigan is a no-fault state, meaning your own Personal Injury Protection (PIP) insurance pays your medical bills regardless of who caused the accident. To sue the at-fault driver for pain and suffering, your injuries must meet the "serious impairment of body function" threshold — a significant limitation that does not exist in most states.

SetCalc factors in Michigan's no-fault rules, the serious impairment threshold, high minimum insurance requirements (50/100/10), and local settlement data to provide you with an accurate estimate of what your case may be worth.

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Michigan-Specific Estimates

Other calculators ignore state-specific factors
that dramatically affect your settlement value.

Michigan's no-fault threshold changes everything.

Michigan requires you to prove a "serious impairment of body function" before you can sue for pain and suffering. This threshold is critical to understanding your case value.

No-FaultMichigan (Threshold)
At-FaultMost Other States

In at-fault states, you can sue for pain and suffering for any injury. In Michigan, you must prove your injuries caused a serious impairment of body function — an objectively manifested impairment of an important body function that affects your ability to lead your normal life. Once this threshold is met, there are no caps on what you can recover.

Michigan uses modified comparative negligence with a 51% bar — you can recover damages if you are 50% or less at fault, but your compensation is reduced by your fault percentage.

Michigan requires some of the highest minimum insurance in the country (50/100/10). Combined with mandatory PIP coverage, more insurance is typically available than in most states.

Michigan Car Accident FAQs

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DISCLAIMER: SetCalc is for informational purposes only. We do not provide legal advice or legal representation. We recommend consulting an attorney regarding your case.

ATTORNEY ADVERTISING: setcalc.com is not a law firm or an attorney referral service. The information provided on this site, or any affiliated postings such as videos, blogs, social media, or elsewhere, is not legal advice. No attorney-client or confidential relationship is, or will be, formed by usage of the site. This site is a pooled attorney advertisement. Participating attorneys and law firms who contact Requestors based on form submissions have paid an advertising fee. Do not rely on our service or statements from our service when deciding which attorney to hire. All settlement calculations are estimates only and should not be the basis of important legal decisions. Attorney review of estimate is subject to availability and may not be available for some case types, locations, or for those already represented by counsel. If unavailable, we will send estimate by email without attorney review. By submitting your contact info you agree an advertising attorney may contact you using any form of communication, including calls, emails, auto-dial, pre-recorded messages, and text messages. You understand consent is not a condition of purchase. Your use of this website constitutes acceptance of our Terms & Conditions and Privacy Policy.