SetCalc was built with a simple mission: help people understand what their personal injury case is worth so they never accept less than they deserve.
When you're injured in an accident, you're dealing with enough: medical appointments, recovery, and the stress of not knowing what comes next. The last thing you need is to feel overwhelmed by the insurance claims process.
Insurance companies have entire teams dedicated to minimizing what they pay you. They use sophisticated algorithms, decades of claims data, and trained adjusters, all working to protect their bottom line, not your interests.
SetCalc exists to give you the same advantage. By combining AI technology with attorney expertise, we help you understand what your case is really worth so you can make informed decisions and never accept a lowball offer.
The insurance system is designed to work against you. We're here to change that.
Initial insurance offers are typically this much below fair value
Average increase from initial offer to final settlement for SetCalc users
Most accident victims have no idea what their case is worth. They receive a call from an insurance adjuster within days, sometimes hours, of their accident. The adjuster sounds friendly and sympathetic, offering what seems like a reasonable amount.
But here's what they don't tell you: That "reasonable" offer is often a fraction of what your case is actually worth. Insurance companies know that people who don't understand their case value are much more likely to accept lowball offers.
SetCalc changes that equation. We give you the knowledge to understand your case value before you negotiate, so you can approach the insurance company from a position of strength, not uncertainty.
AI + Attorney InsightTM
We believe the best results come from combining artificial intelligence with human expertise. Neither alone is enough.
AI brings speed and scale. Our technology can analyze your case against millions of data points in seconds, identifying patterns and comparables that would take a human weeks to research.
Attorneys bring judgment and nuance. Real legal professionals review every estimate, catching subtleties that algorithms might miss and ensuring the analysis makes sense for your specific situation.
Together, this combination delivers estimates you can trust, backed by data and verified by expertise.
Everything we do is guided by these core principles.
We explain exactly how we work and what you'll receive. No hidden agendas, no surprises.
Our AI is trained on real outcomes, and every estimate is attorney-reviewed. We prioritize getting it right.
Everyone deserves to understand their case value, regardless of income. That's why SetCalc is free.
Knowledge is power. We give you the information you need to make confident decisions about your case.
Real stories from people we've helped understand their case value
Initial Offer
$12,000
Final Settlement
$85,000
"SetCalc showed me my case was worth so much more than what insurance offered. I'm so glad I didn't accept that first lowball offer."
M.R.
Los Angeles, CA
Initial Offer
$25,000
Final Settlement
$175,000
"I had no idea my case could be worth this much. The free estimate gave me the confidence to fight for what I deserved."
J.T.
Chicago, IL
Initial Offer
$18,000
Final Settlement
$125,000
"As a motorcyclist, I was worried insurance would blame me. SetCalc helped me understand my rights and the true value of my case."
D.M.
Phoenix, AZ
Every SetCalc estimate is reviewed by a licensed personal injury attorney. Our network includes experienced professionals across all 50 states, ensuring your estimate is reviewed by someone who understands the legal landscape in your area.
When you receive your estimate, you have the option to work with the reviewing attorney if you choose. If you do, we receive a referral fee. But there's never any obligation. You're free to take your estimate and use it however you want.
No, SetCalc is a technology company. We've built tools to help accident victims understand their case value, and we partner with licensed attorneys who review estimates and can provide representation if desired.
Your information is encrypted and secure. We never sell your data to third parties. Only the attorney reviewing your estimate sees your case details, and they're bound by attorney-client confidentiality.
Our AI is trained on millions of real case outcomes, and every estimate is reviewed by a licensed attorney. We're transparent about our methodology, and our results speak for themselves. Our users consistently report that their estimates closely matched their actual settlements.
Join thousands who've used SetCalc to understand their case value. Free, fast, and no obligation.
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