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Pennsylvania sees over 120,000 car crashes annually, with Philadelphia, Pittsburgh, and I-76 being high-risk areas. Pennsylvania's unique "choice no-fault" system significantly affects your ability to recover damages. If you have been injured, you deserve to know what your claim is worth.

SetCalc's AI has been trained on over 175 billion data points, including thousands of Pennsylvania personal injury settlements.

Get your estimate reviewed by a local Pennsylvania attorney — completely free.

We combine AI analysis with local attorney insight to bring you the most comprehensive free case review available.

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Taking a Hum[ai]n Approach

Connecting with the right attorney to help make sense of the estimate is critical to making an educated decision.

This provides valuable insight before accepting or rejecting an offer from the insurance company, which can make a significant difference in the amount of compensation you receive.

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How it Works

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Tell Us What Happened

Enter details about your Pennsylvania car accident. SetCalc will estimate your case value.

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Attorney Reviews Estimate

Your estimate is reviewed by a local Pennsylvania personal injury attorney.

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Receive Estimate

The attorney will reach out to provide your estimate. Quick, easy and free.

What is SetCalc?

Know Before You Negotiate

Most people don't know what their case is worth. SetCalc gives you a data-backed number before you talk to anyone.

Learns from Real Cases

By studying actual Pennsylvania car accident outcomes, SetCalc predicts what your specific case may be worth.

Analyzes Your Case

We use a detailed form to gather key information about your accident, injuries, and impact on your life.

Estimates Your Case Value

SetCalc combines AI analysis with Pennsylvania-specific factors including tort options to calculate your personalized estimate.

What Makes SetCalc Special?

Pennsylvania is a "choice no-fault" state where your tort election dramatically affects your claim. If you chose "full tort" coverage, you can sue for pain and suffering with no restrictions. If you chose "limited tort," you can only recover pain and suffering for "serious injuries."

SetCalc factors in Pennsylvania's unique insurance system, comparative negligence rules, and Philadelphia/Pittsburgh jury tendencies to provide you with an accurate estimate.

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Pennsylvania-Specific Estimates

Other calculators ignore state-specific factors
that dramatically affect your settlement value.

Your tort election dramatically affects your claim value.

Pennsylvania's unique "choice no-fault" system means your insurance election can make or break your case. Here is what this means for your settlement.

Full TortFull Pain & Suffering
Limited TortSerious Injuries Only

If you elected full tort when purchasing insurance, you can recover pain and suffering damages with no restrictions. Limited tort policyholders can only recover pain and suffering if they sustained a 'serious injury' — death, permanent impairment, or serious disfigurement. Many victims don't know which option they chose. An attorney can help determine your coverage.

Pennsylvania uses modified comparative negligence with a 51% bar — you can recover damages if you are 50% or less at fault. There are no caps on pain and suffering damages.

Philadelphia juries are known for higher verdicts. Pittsburgh and suburban Philadelphia also tend toward higher awards than rural Pennsylvania.

Pennsylvania Car Accident FAQs

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DISCLAIMER: SetCalc is for informational purposes only. We do not provide legal advice or legal representation. We recommend consulting an attorney regarding your case.

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